Lakhpati Didi Yojana : Lakhpati Didi is a member of a Self Help Group whose annual household income is more than Rs. 1,00,000. Beyond financial success, she works hard for her sustainable livelihood and is motivated to achieve a decent standard of living. SHGs support this journey with collective action, financial literacy and skill development, empowering members for entrepreneurial ventures. The Government actively supports this initiative to promote diverse livelihood activities and enhance collaboration across sectors for strategic planning and implementation.
Lakhpati didi is a member of a self-help group whose annual family income is one lakh rupees (Rs. 1,00,000) or more. This income is calculated for at least four agricultural seasons or four business cycles, with an average monthly income of more than ten thousand rupees (Rs.10,000) continuously.
Lakhpati Didi serves as an inspiration to the community through her journey of transformation, not just for her own income but also by adopting sustainable livelihood practices (farm, non-farm, service) and achieving a decent standard of living by managing resources effectively.
SHG groups have contributed to the development of critical financial literacy, skills development, and livelihood support while promoting collective action and mutual cooperation. Notably, the focus now goes beyond just social and financial inclusion to empowering SHG members towards entrepreneurship and self-reliance. Their innate skills and capabilities enable them to move into higher income groups. The government is now actively supporting this change and initiatives like Lakhpati Didi.
The Lakhpati initiative facilitates diversified livelihood activities by ensuring convergence between all government departments/ministries, private sector and market players. The strategy involves focused planning, implementation and monitoring at all levels.
Lakhpati Didi Scheme
Lakhpati Didi Yojana is a public welfare scheme launched by the Central Government in 2023 to make women self-reliant. Through this scheme, the government is providing an interest-free loan of Rs 5,00,000/- to women for employment-oriented training and self-employment establishment. No interest is charged on the loan given under the scheme. This is a unique scheme to make women self-reliant and connect them with the mainstream of society.
Through the Lakhpati Didi scheme, the central government has set a target of making 3 crore women lakhpatis by the year 2025.
Lakhpati Didi Yojana 2024 Rajasthan Change
Recently, the budget 2024-25 has been released by the Rajasthan government in which major changes have been made in the government schemes running in various sectors. In the Lakhpati Didi scheme, the Rajasthan government has now set a target of making 15 lakh Lakhpati Didi schemes in the state by 2025. Earlier the state had set a target of 5 lakh for this scheme but now it has been increased to 15 lakh.
Who is Lakhpati Didi?
According to the Lakhpati Didi scheme issued by the government, Lakhpati Didi means a woman whose annual income is at least Rs 1,00,000/- and monthly income is around 10 thousand rupees. This woman should not be dependent on any other member of the family to fulfill her personal needs. Lakhpati Didi does not only mean financial independence of the woman but this woman should also be an active participant in the construction of society and the state.
Benefits of the scheme
The benefit of Lakhpati Didi Yojana is given to women associated with Self Help Group (SHG) . The government is providing proper training to these women in various fields to get employment. No fee is charged from the beneficiary woman for this training.
Along with this, if the woman wants to start her own business, then through Lakhpati Didi Yojana, an interest-free loan of Rs 5,00,000/- is also made available to her.
Lakhpati Didi Yojana Official Website
| Name of the scheme | Lakhpati Didi Yojana Change |
| Benefit | Employment oriented training to women |
| Loan Amount | Interest free loan upto Rs.5,00,000/- |
| Beneficiary | Women associated with Self Help Group (SHG) |
| Official Website | lakhpatididi.gov.in |
Lakhpati Didi Yojana Official Website
New applications have started coming in for employment training in Vishwakarma Yojana of the Central Government , salary of Rs. 500 per day along with training, apply soon
training provided under the scheme
- Agriculture related training:- Under Lakhpati Didi Yojana, women are provided training in modern techniques of agriculture work. This is mainly beneficial for women from rural areas. Training in electronic drones is given in this. Such as flying a drone, technical information of drones, complete information on repairing it in case of breakdown, etc.
- Plumbing Work Training:- Women are taught plumbing related works such as household pipeline fitting, general light fitting, installing or repairing taps, repairing fittings etc.
- LED Bulb Manufacturing:- Women are also given training to make LED bulbs. In this, training is given to make a new bulb by joining parts of the LED bulb and tasks like repairing a damaged bulb are taught.
Lakhpati Didi Yojana Online Application
You can avail the benefits of Lakhpati Didi Yojana by applying online. The link to the official website of the scheme is given in the table above in the article. To apply for the scheme, the female applicant needs Aadhar card, PAN card, bank passbook, photo, proof of residence, and certificate of being a member of self-help group etc.